Vanquis credit cards offer you a great way to build your credit and make a positive impact on your credit score. Whether you’re a new customer or have had trouble in the past, Vanquis has a credit card to suit your needs.
Does Vanquis let you go over your limit?
As with any credit card, you’re responsible for paying off the balance every month. If you fail to do so, you may be stung with a penalty rate of interest. This can have severe consequences in the future. So, make sure you stay within your credit limit to avoid falling into debt. Read More : https://www.thimbl.com/blog/credit-card-partnership-vanquis
The Vanquis credit card is easy to apply for, and it also provides a great service. Customers can check their balances, make payments, and receive text alerts. In addition, they can transfer their account to another provider.
You can also use your Vanquis Credit Card overseas, where you’ll have access to a global ATM network. However, you will pay a foreign exchange fee equivalent to 3% of the sterling value. Alternatively, you can use pre-printed giros to pay in at any participating Post Office.
Vanquis offers two types of credit cards: Aquis and Chrome. Both are aimed at people with poor credit. These cards have higher interest rates than the average, but they do offer competitive terms.
Applicants can apply for the card online, or via their mobile phone or tablet. They’ll then get a pre-application eligibility check in as little as 60 seconds. Once you’ve received a decision, you can then apply for the card.